Welcome to Alliance Capitol Inc. These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.
1. Acceptance of Terms
By submitting a funding application, contacting us, or otherwise using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.
2. Eligibility
You must be at least 18 years old and authorized to enter into binding contracts to use our services. By using our services, you represent and warrant that you meet these requirements.
3. Services Provided
Alliance Capitol Inc. is a direct business lender providing funding solutions including, but not limited to:
- Working Capital Loans
- Revenue-Based Financing
- Business Funding
- Short-Term Financing
- Equipment Financing
All funding decisions are made at our sole discretion based on our underwriting criteria. Submission of an application does not guarantee approval or funding.
4. Application Process
When you submit a funding application, you agree to:
- Provide accurate, complete, and truthful information
- Update information as needed to maintain accuracy
- Authorize us to verify the information provided
- Authorize credit checks and financial reviews as necessary
Providing false or misleading information may result in application denial and potential legal consequences.
5. SMS Terms & Conditions
Important SMS Disclosure: By providing your mobile phone number and opting in to receive SMS messages, you consent to receive text messages from Alliance Capitol Inc. sent using an automatic telephone dialing system or other automated technology.
5.1 SMS Consent
By opting in to receive SMS messages, you agree to receive:
- Funding application updates and status notifications
- Service-related information and alerts
- Promotional offers and marketing messages (if you opt-in)
- Account notifications and reminders
5.2 Not Required as Condition of Purchase
Consent to receive SMS messages is NOT a condition of purchasing any goods or services from Alliance Capitol Inc. You may contact us and use our services through other communication channels without providing SMS consent.
5.3 Message Frequency and Charges
- Message frequency varies based on your account activity and the services you use
- Standard message and data rates may apply depending on your mobile carrier plan
- You are responsible for any charges imposed by your mobile carrier
5.4 Automatic Telephone Dialing System
Messages may be sent using an automatic telephone dialing system or other automated technology. By consenting, you acknowledge that you may receive automated text messages at the mobile number provided.
5.5 Opt-Out Instructions
- To STOP: Reply STOP, END, CANCEL, UNSUBSCRIBE, or QUIT to any message. You will receive a confirmation that you have been unsubscribed and will no longer receive SMS messages from us.
- For HELP: Reply HELP to any message or contact us at nissem@alliancecapitol.com.
5.6 Privacy and Data Protection
- We will not sell or share your mobile phone number with third parties for their marketing purposes
- We will not share your SMS opt-in consent with any third parties
- Your mobile number will only be used by Alliance Capitol Inc. to communicate with you
- For more information, see our Privacy Policy
5.7 Carrier Liability
Mobile carriers are not liable for delayed or undelivered messages. If you change your mobile phone number or switch carriers, you must update your contact information and re-opt-in to continue receiving messages.
5.8 Supported Carriers
Our SMS service is available on major U.S. carriers including AT&T, T-Mobile, Verizon, Sprint, and others. Check with your carrier for compatibility.
6. Funding Terms
If your application is approved:
- Specific funding terms will be outlined in a separate funding agreement
- You must review and sign the funding agreement before funds are disbursed
- Repayment terms, rates, and fees will be clearly disclosed
- You are responsible for repaying the funded amount according to the agreed terms
7. Fees and Costs
Any fees, interest rates, and costs associated with funding will be clearly disclosed in your funding agreement. There are no fees for submitting an application or inquiring about our services.
8. Use of Website
You agree not to:
- Use our website for any unlawful purpose
- Attempt to gain unauthorized access to our systems
- Interfere with the proper functioning of our website
- Transmit viruses, malware, or harmful code
- Scrape, copy, or duplicate content without permission
9. Intellectual Property
All content on this website, including text, graphics, logos, and software, is the property of Alliance Capitol Inc. and is protected by copyright and other intellectual property laws. You may not use, reproduce, or distribute our content without written permission.
10. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Your use of third-party websites is at your own risk.
11. Disclaimers
Our services and website are provided "as is" without warranties of any kind, either express or implied. We do not guarantee:
- Approval of any funding application
- Uninterrupted or error-free service
- Accuracy of all information on our website
- Specific funding amounts or terms
12. Limitation of Liability
To the fullest extent permitted by law, Alliance Capitol Inc. shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services or website.
13. Indemnification
You agree to indemnify and hold harmless Alliance Capitol Inc. from any claims, damages, losses, or expenses arising from your use of our services or violation of these Terms.
14. Privacy
Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.
15. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to this page with an updated "Last Updated" date. Your continued use of our services after changes are posted constitutes acceptance of the modified Terms.
16. Termination
We reserve the right to terminate or suspend your access to our services at any time, with or without notice, for violation of these Terms or for any other reason.
17. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.
18. Dispute Resolution
Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, unless prohibited by law.
19. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
20. Contact Information
If you have any questions about these Terms of Service, please contact us:
Alliance Capitol Inc.
314 ave u Brooklyn Ny 11223
Brooklyn, NY 11223
Email: nissem@alliancecapitol.com
SMS Reminder: Consent to receive SMS messages is NOT required as a condition of purchase or service. You may opt out at any time by replying STOP to any message.